Privacy Policy

Effective date: September 16, 2018

Local Debt Services Inc. (“LDS”, “us”, “our”, or “we”) owns, operates and manages the localdebtservices.com website (also referred to in this document as the “service”).

This document explains our policies and procedures regarding the collection and usage of personal information when you use our services, or the content on the pages of this Internet domain.

We use your information and communications to further enhance our service, and when using our service you must agree to our methods of data procurement and our limited use of said information. Unless otherwise detailed and/or explained in this privacy policy, terms and phrases used in this document have the same intent as when used in our terms and conditions page.

Data Procurement and Usage

We collect information from our users, and what we collect is detailed below; along with an explanation of we how use said data.

Data Types Collected

While using the LDS “debt consolidation loan application service”, we ask you to provide us with personally identifiable information that can be used to contact or identify you (“personal data”). This data includes:

Email address
Name (first, or full name)
Loan amount requested
Loan term length
Zip Code
List of debts
Cookies and visitor data
Credit Score

Use of Your Information

We temporarily collect data from your visit(s) to the pages of this website. This data includes your I.P. address, browser type, possibly the physical location of the server you use to connect with, how long you spend on our site, how often you return, and the total number of visits you make to the site. Your visitor data is not shared with third-party websites, or entities.

We use all gathered data to better understand visitor activities, so we can improve our service. We also use this data for security purposes.

HTTP Cookies

We use HTTP cookies to track the above stated information. To fully understand the usage of HTTP cookies, please read this Wiki. At anytime you can choose to NOT except cookies on your browser when using our service. That may result in portions of our website that don’t function as desired.

Transfer of Data

Your information, including PII data, may be transferred to and used on devices and/or servers physically located outside of your area and/or state of residence, county, country and/or other locations where the local government bodies have different laws governing PII usage than the government in your state of residence.

By using any of the forms on the LDS website, means you agree to the usage of your personal data as described in this privacy policy.

Local Debt Services Inc. and it’s owners, operators, and staff will take all steps possible within our purview to safe-guard your personal data, and use caution to make sure your personal data is handled in accordance with the LDS privacy policy. Furthermore, we take precautions so that your personal data is NOT transferred to any third-party entities in any other county, state, or country without safe-guards to protect your data.

Disclosure of Personal Data
& Legal Requirements

Local Debt Services Inc. may on occasion disclose your personal information only if for some reason action is required to:

adhere to and with a particular legal requirement
protect trademark rights and/or digital properties of Local Debt Services Inc.
protect the personal safety of other visitors and users of the the LDS service
protect against and possible liability under the laws in the United States

Security of Information

At LDS we take the security of your personal information very seriously, and take all precautions possible using up-to-date software and applications to ensure your security, but there is no absolute perfect security process that will absolutely guarantee all possible breaches of security. If in a rare occurrence your personal information is compromised in any way Local Debt Services Inc. will take immediate action to rectify the breach, and contact you as soon as possible to let you know the issue(s) and what we have done to safe-guard your personal information.

Third-Party Concerns

The LDS website contains outbound links to third-party websites and/or services. We’re very careful with our vetting process to make sure these third-party entities operate legally, and morally. Furthermore, during the vetting process, we consider all third-party companies’ (and their websites’) services in an effort to make sure their services affect their end-users with a positive experience.

Please note that said third-parties have their own terms of service, terms and condition, and privacy policies that they employ. It is important that you read said documents before considering the use of their websites and/or services. Furthermore, LDS does not assume any responsibility for content and behaviors of said third-party companies and their websites.

Website Analytics

We use a third-party company to manage our analytics. Their company is called Statcounter, and they provide LDS with our website traffic analysis. You can learn about their specific privacy policy here.

Privacy of Minors

Our services are not intended for any person under the age of 18, but we can’t always be sure a minor has not accessed our website and submitted their personal information. In the event that a minor has done so, and we become aware of said action, we take immediate steps to purge (delete) their data as soon as possible. If you are a parent of a minor who submits personal information on our website, please contact is as soon as possible, and we will have said data removed from our servers and/or databases within 24 hours.

Privacy Policy Amendments

This privacy policy will be amended in the future, and we will let you know of any and all changes to this document by removing or adding content to this web page. You will be alerted of the changes to this privacy policy at the top of the page, just under the title “Privacy Policy”.

Contacting Us

If you have any questions about this privacy policy, please contact us.