Effective date: September 16, 2018
Local Debt Services Inc. (“LDS”, “us”, “our”, or “we”) owns, operates and manages the localdebtservices.com website (also referred to in this document as the “service”).
This document explains our policies and procedures regarding the collection and usage of personal information when you use our services, or the content on the pages of this Internet domain.
Data Procurement and Usage
We collect information from our users, and what we collect is detailed below; along with an explanation of we how use said data.
Data Types Collected
While using the LDS “debt consolidation loan application service”, we ask you to provide us with personally identifiable information that can be used to contact or identify you (“personal data”). This data includes:
Name (first, or full name)
Loan amount requested
Loan term length
List of debts
Cookies and visitor data
Use of Your Information
We temporarily collect data from your visit(s) to the pages of this website. This data includes your I.P. address, browser type, possibly the physical location of the server you use to connect with, how long you spend on our site, how often you return, and the total number of visits you make to the site. Your visitor data is not shared with third-party websites, or entities.
We use all gathered data to better understand visitor activities, so we can improve our service. We also use this data for security purposes.
We use HTTP cookies to track the above stated information. To fully understand the usage of HTTP cookies, please read this Wiki. At anytime you can choose to NOT except cookies on your browser when using our service. That may result in portions of our website that don’t function as desired.
Transfer of Data
Your information, including PII data, may be transferred to and used on devices and/or servers physically located outside of your area and/or state of residence, county, country and/or other locations where the local government bodies have different laws governing PII usage than the government in your state of residence.
Disclosure of Personal Data
& Legal Requirements
Local Debt Services Inc. may on occasion disclose your personal information only if for some reason action is required to:
adhere to and with a particular legal requirement
protect trademark rights and/or digital properties of Local Debt Services Inc.
protect the personal safety of other visitors and users of the the LDS service
protect against and possible liability under the laws in the United States
Security of Information
At LDS we take the security of your personal information very seriously, and take all precautions possible using up-to-date software and applications to ensure your security, but there is no absolute perfect security process that will absolutely guarantee all possible breaches of security. If in a rare occurrence your personal information is compromised in any way Local Debt Services Inc. will take immediate action to rectify the breach, and contact you as soon as possible to let you know the issue(s) and what we have done to safe-guard your personal information.
The LDS website contains outbound links to third-party websites and/or services. We’re very careful with our vetting process to make sure these third-party entities operate legally, and morally. Furthermore, during the vetting process, we consider all third-party companies’ (and their websites’) services in an effort to make sure their services affect their end-users with a positive experience.
Please note that said third-parties have their own terms of service, terms and condition, and privacy policies that they employ. It is important that you read said documents before considering the use of their websites and/or services. Furthermore, LDS does not assume any responsibility for content and behaviors of said third-party companies and their websites.
Privacy of Minors
Our services are not intended for any person under the age of 18, but we can’t always be sure a minor has not accessed our website and submitted their personal information. In the event that a minor has done so, and we become aware of said action, we take immediate steps to purge (delete) their data as soon as possible. If you are a parent of a minor who submits personal information on our website, please contact is as soon as possible, and we will have said data removed from our servers and/or databases within 24 hours.
Local Debt services
1501 Biscayne Blvd.
P: (305) 239 5618
Copyright © 2022
Local Debt Services
All Rights Reserved.